Mitb Free Essays

Malaysian Treasury Bills (MTB) MTB are short-term securities issued by the Government of Malaysia to raise short-term funds for Government’s working capital. Bills are sold at discount through competitive auction, facilitated by Bank Negara Malaysia, with original maturities of 3-month, 6-month, and 1-year. The redemption will be made at par. We will write a custom essay sample on Mitb or any similar topic only for you Order Now MTB are issued on weekly basis and the auction will be held one day before the issue date. The successful bidders will be determined according to the most competitive yield offered. Normal auction day is Thursday and the result of successful bidders will be announced one day after. MTB are tradable on yield basis (discounted rate) based on bands of remaining tenure (e. g. , Band 4= 68 to 91 days to maturity). The standard trading amount is RM5 million, and it is actively traded in the secondary market. Malaysian Islamic Treasury Bills (MITB) MITB are short-term securities issued by the Government of Malaysia based on Islamic principles. MITB are usually issued on a weekly basis with original maturities of 1-year. Normal auction day is Thursday and the results of successful bidders will be announced one day after, on Friday. Both conventional and Islamic institutions can buy and trade on MITB. The MITB are structured based on Bai’ Al-Inah principle, part of sell and buy back concept. Bank Negara Malaysia on behalf of the Government will sell the identified Government’s assets on competitive tender basis, to form the underlying transaction of the deal. Allotment is based on highest price tendered (or lowest yield). Price is determined after profit element is imputed (discounting factor). The successful bidders will then pay cash to the Government. The bidders will subsequently sell back the assets to the Government at par based on credit term. The Government will issue MITB to bidders to represent the debt created. MITB are tradable on yield basis (discounted rate) based on bands of remaining tenure (e. g. , Band 4= 68 to 91 days to maturity). The standard trading amount is RM5 million, and it is actively traded based on Bai ad-Dayn (debt trading) principle in the secondary market. How to cite Mitb, Essay examples

The Hazards Of Smoking Essay Research Paper free essay sample

The Hazards Of Smoking Essay, Research Paper The jeopardies of smoking Smoking coffin nails is really risky to the wellness of tobacco users and the wellness of the people around them. Many people die because of inhaling coffin nail fume every twelvemonth. Some of the harmful ingredients in coffin nail fume are nicotine, C monoxide, and pitch. Nicotine is habit-forming. It is besides one of the most unsafe chemicals in coffin nail baccy. Nicotine begins to consequence the a tobacco user s blood force per unit area, the flow of blood from their bosom, their bosom round, and take a breathing rate. Cigarette tobacco users are addicted to the nicotine in coffin nails merely like a drug addict is addicted to heroine or cocaine. When a individual smokes a coffin nail the organic structure reacts about instantly. Carbon monoxide is the same toxicant gas released from a auto s fumes pipe. Carbon monoxide is a colorless, odourless extremely toxic gas that reduces the sum of O the blood can transport. Carbon monoxide amendss the interior walls of the arterias that encourages the buildup of fat. Another Chemical in coffin nails is tar. Pitch contains at least 30 malignant neoplastic disease doing thorns. It is a mixture of several substances that condense into a gluey substance in the lungs. Tobacco makers have produced a coffin nail that is low in pitch and nicotine to cut down the opportunity of malignant neoplastic disease. Filters help to cut down the sum of chemicals inhaled by tobacco users but they do non halt them wholly. Cigarettes have some really harmful ingredients in them. One disease related to smoke is bosom disease. Some respiratory related diseases that have been linked with smoke are lung malignant neoplastic disease, malignant neoplastic disease of the voice box, chronic bronchitis, and emphysema. The jeopardies of these diseases increases with the me asure of coffin nails smoked and the length of clip the wont continues. Smokers are warned by a compulsory label on all coffin nail boxes every clip they smoke. Smokers are cognizant that smoking effects their wellness by agencies of lung malignant neoplastic disease, bosom disease, and emphysema. All of these are evitable. When a tobacco user inhales baccy fume into his/her lungs it passes through tubings called bronchial tube which causes harm to the cell liner. During the exposure to cigarette smoking the bronchial tube produces excess mucous secretion to clean away the stuff left behind the fume. Some of the sings are uninterrupted coughing, frequently coughing up mucous secretions assorted with blood, and chest strivings. If a tobacco user quits at this point, there is a good opportunity that the bronchial tube can return to normal. Heart disease is dramatically increased by smoking coffin nails. The good intelligence is that a tobacco user s hazard of developing lung and other malignant neoplastic diseases can be reduced by discontinuing. The hazard reduces instantly when a tobacco user starts smoking less or quits smoking wholly. Emphysema is a lung disease that destroys the snap of the lungs and impairs its ability to inhale and expire decently. In earlier symptoms of emphysema tobacco users finally find it hard to take a breath. For case, during or afte r physical activity a tobacco user will happen themselves short of breath, or even panting for air. Victims of emphysema frequently die of bosom onslaughts because of the old ages of increased emphasis on the bosom. In advanced instances, emphysema and chronic bronchitis may do thorax malformations, overpowering disablement, bosom expansion, terrible respiratory failure or decease. Equally of import, is how cigarette fume effects the wellness of others. Secondhand fume is merely every bit unsafe as smoke. In a closed room coffin nail fume can bring forth adequate C monoxide to impact everyone who is in it so smoking has become restricted within most companies and concerns. Smoke is normally restricted to designated countries that are usually outside the edifice. Pregnant adult females decidedly, should non smoke. When the female parent fumes, so does the unborn babe. A pregnant adult female who smokes passes the toxicants of the coffin nail baccy on to her babe. Pregnant female parents besides run a high hazard of holding kids with birth defects. Their babes frequently weigh less, which causes extra jobs for the babe s wellness. The sawbones general warns that smoking # 8220 ; may perplex gestation # 8221 ; and # 8220 ; smoking by pregnant adult females may ensue in foetal hurt, premature birth and low birth weight # 8221 ; Non-smokers involuntarily inhale fume from other people s coffin nails, which sometimes causes them oculus, nose or throat annoyance, in add-on to coughing and sneeze. Nonsmokers who live in the same house as a tobacco user have about twice the hazard of developing lung malignant neoplastic disease as non tobacco users who live in a fume free-environment. Here is what you can make to protect you and your household from the unsafe effects of fume and tobacco users: wear t fume in your house or allow anyone else smoke in your house ; don t fume or let anyone to smoke around your kids particularly babies and yearlings ; and in eating houses inquire to sit in the nonsmoking country. In shutting, it has been medically proven that coffin nails have many unsafe effects on a tobacco user s life. Cigarette smoke is the taking cause of premature decease in this state. Smoking non merely harms the wellness of the user, but besides the wellness of non-smokers who portion the same infinite. Not smoking and halting tobacco users from smoking are the two most of import things we can make for ourselves and our loves 1s in order to populate longer lives. Part II I chose to make my study on smoking coffin nails because I frequently see immature people smoking believing it is cool. Not merely does it destroy their image, but it besides ruins their wellness. Young people are ever seeking to smoke, and older, wiser people are ever seeking to discontinue. In making this study I have learned more about the unsafe chemicals I have ever known were in coffin nails. I have learned that cigarettes cause more than merely lung malignant neoplastic disease. Besides, I have learned that filters in coffin nails are non every bit good as I thought. Bibliography 1 ) # 8220 ; Smoking # 8221 ; Encarta. 1997ed. CD-ROM Redmond: Microsoft, 1993 333

Marijuana Essays (662 words) - Drug Control Law, Herbalism

Marijuana For the Better I have often wondered why the War on Drugs has not been very effective, in fact, it really has done nothing. Take for example marijuana. It is banned in any form of growth and use everywhere in the United States. Yet, this drug gets just as much use as alcohol. I probably know just about as many potheads as I do alcoholics, yet the persistence of the government to waste countless billions of dollars to try and wipe out the use of this drug is pathetic. Take for example a part of our history. The year is 1920, the government decides on the idea of the prohibition of alcohol, and the Eighteenth Amendment, and the prohibition era began. What did this era in our history accomplish, nothing. Organized crime rose, criminal influence rose, many people died from poor imported illegal products, and yet the prohibition period ended, and alcohol was allowed once again in our society. A new trend, similar to this one has already begun a long time ago. This is the prohibition of marijuana in all forms. Let's take in to account all of the uses of marijuana, or hemp, not just the use to get high. The fibers from hemp can be used to make all kinds of things, from paper to fibers, and oils, medicines, and even food. Take paper, if we had another source in which to make paper from, we could stop the destruction of forests which deplete our air of oxygen. More trees also mean more natural beauty in our environment, which is constantly being destroyed. Less pollution from logging will also be seen. If hemp was allowed ti be grown for these reasons, think of all the money struggling farmers could make. With the tobacco industry going under more every day, these farmers are going to be homeless because they will not have any source of income. States which once received most of there income from the growth of tobacco can now flourish with the growth of hemp. Medicinal marijuana has been a popular debate for a long time. People with painful diseases, in which medical officials agree that medicinal marijuana would help these people out, have to do without this treatment because the government thinks that it is bad to smoke marijuana. So, I propose that we legalize marijuana and end this prohibition. Look at how much better the country ran after the ending of the alcohol prohibition, crime dropped, as well as murders and other horrific acts of violence from man to fellow man. Also, the prison population, which is filled with inmates charged with minor possession or selling charges, would be opened up to the criminals who really deserve to be there. I would much rather have a pot smoker walking down the street next to me than a murderer who was given a lighter sentence due to prison overcrowding. I read a quote for Abraham Lincoln recently, and it read, Prohibition will work great injury to the cause of temperance. ...for it goes beyond the bounds of reason in that it attempts to control a man's appetite by legislation and makes a crime out of things that are not crimes. A prohibition law strikes a blow at the very principles upon which our government was founded. Granted, there will still be a select few who will take advantage of this if it were to be made into a law, but I feel that it is a risk worth taking. With legalization, crime will drop so greatly that a few criminals will not affect as many people as would if this prohibition still stood. So take a second and picture the country with legalization, less crime, more forests, more jobs for farmers, more income for states, medicine for the sick, cheaper clothing and fabrics, and many more practical uses of hemp that the country would benefit from if legalization were to take place, I would be satisfied. Medicine Essays

Using the Bible for Writing Ideas

Using the Bible for Writing Ideas Using the Bible for Writing Ideas Using the Bible for Writing Ideas By Ali Hale Dwayne Phillips commented on my post How to Generate Hundreds of Writing Ideas to say: I find lots of short story ideas in the Bible. As someone once said, â€Å"The copyright has expired, so you are in no danger.† I agree that the Bible can be a very rich source of ideas. This doesn’t just apply to fiction writers – a blogger could adapt a Biblical parable as an anecdotal-style part of a blog post, for instance. Christian Fiction is a big market, with expanded versions of Bible stories and novels based on Christian themes, but that’s not what I’m focusing on here. This article is about finding inspiration from the Bible for your own writing, whether or not you’re a Christian. Ideas from Bible characters The Bible is full of fascinating characters. Some are heroic, others are villains, and many occupy the intriguing grey area in between – good men who do something awful (Moses, who kills a man; Peter, who denies knowing Jesus) or cowards whose find courage (Jonah, who tries to run away from God). If you struggle to come up with characters for your fiction, why not pick one of the people in the Bible? Here are some to start you off: Peter (one of the disciples) – hot-headed and impulsive but truly loved Jesus Judas (the disciple who betrayed Jesus) – interesting for any story about a traitor within a close-knit group Paul (wrote many of the letters in the New Testament) – radical conversion to a cause he’d formerly hated Daniel friends (Book of Daniel, in the Old Testament) – sticking to what they believe despite persecution and death threats One interesting fiction idea would be to use some of these characters in a modern day setting. I loved this article on If Bible Characters kept blogs†¦ You could also try writing Facebook profiles for different characters. There’s a list of famous Bible characters here. Ideas From Parables In the Gospels, Jesus tells lots of parables to His disciples and to various crowds. The Merriam-Webster dictionary defines â€Å"Parable† as â€Å"a usually short fictitious story that illustrates a moral attitude or a religious principle†. You can find a list of Jesus’s parables here. So how could you use them? Rewrite a parable in a modern-day setting If you have a Christian background, you’ll probably have seen a few sketches in Church which involve a parable updated to a modern-day setting (The Good Samaritan is a popular one for this). Try taking one of the parables and setting it in a modern inner city, or a high-tech office. A twist on this is to update the parable and also change the ending – this can be very effective if your readers will be familiar with the parable and will think they know what’s coming. Use a parable’s plot as the basis of a longer story Some parables could easily be expanded and developed into full-length short stories – even novels. Ones I think would work well for this are: The Unmerciful Servant (a servant is forgiven a lot of debt, but then demands repayment from a fellow servant who only owes him a little). You could try writing this as a tale-with-a-twist short story, perhaps leading the reader to expect that the servant would be merciful. The Prodigal Son (a young man demands his share of the inheritance, lives an extravagant life until the money runs out, ends up destitute and returns home to his father). This would be great for a coming-of-age story of character change. The Wicked Husbandmen (the people entrusted to take care of a vineyard kill the servants who’ve come to collect the harvested fruit, then kill the owner’s son). This could be a thriller or crime story. If you’ve used the Bible for inspiration in your writing, whether fiction or non-fiction, tell us about it in the comments Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Fiction Writing category, check our popular posts, or choose a related post below:20 Types and Forms of HumorEmpathy "With" or Empathy "For"?5 Examples of Misplaced Modifiers

Part a is online discussion (hiring for fit ) and part b is case study Essay

Part a is online discussion (hiring for fit ) and part b is case study - Essay Example This current selection approach has been noted to be effective because it is targeted on specific behaviors that enhance diversity, which in turn increases person-organization fit. 2. The organization has already spent resources to plan and implement training for employees. It would be important to review the effect of the training on staff motivation. If the training has been effective, employees should exhibit improvement in their motivation. However, since there has been no improvement, the evaluation could fault the training. Thus, the second option would be to revise the current training so as to have an effective one. Intervention topics type of training would be appropriate for this case since the objective is to improve employee motivation and subsequently customer service. Making the training off-the-job would enhance concentration among the employees as noted by Fried and Fottler (250) thus increase the likelihood of meeting the intended objectives. Since it would be conducted in small groups so as not to interrupt normal operations, group discussions would be beneficial for idea

Discuss the effects of MEMS on product design, giving detailed Essay - 1

Discuss the effects of MEMS on product design, giving detailed examples of at least two product histories - Essay Example product design in industrial application systems and in the manufacturing of accelerometers is very elaborate, being evidenced by developments in iPhone and TAHE refrigerators, as shall be seen in the discussion which ensues forthwith. The reason behind iPhone and TAHE refrigerators increased volume of sales is because of the integration of MEMS technology into their operating systems, since this approach highly promotes effective and finer product design. MEMS technology has greatly promoted iPhone technology and product design by incorporating the gyroscope technology into its product design, since 2008. A gyroscope is a device that is used for measuring and maintaining orientation, based on the fundamental principles of the conservation of angular momentum. The applicability of the MEMS technology when using the gyroscope in order to further iPhone product designs is underscored by the fact that these gyroscopes use spinning rotors at the centre, in order to read changes that have taken place in orientation. It is for this reason that this kind of gyroscope is referred to as MEMS gyroscope (ADI, 2013, 1). The MEMS technology specifically achieves this feat through the process of integration. Specifically, MEMS does this by integrating electronic and mechanical components, and embedding the same into the entire system, at a very small scale. This feat can easily be achieved through the use of micro-machined silicon sensors and ASIC. For instance, the AGDI 2022 FP6AQ chip is found in the iPhone 4 and it also serves as the MEMS gyroscope which is reputed for having been designed by STMicroelectronics (Kolesar, 1998, 1). There is also the use of chip work which helps embed the gyroscope into the entire MEMS system. The same chip work is found in iPhone 4 and is identical to an off-the-shelf STMicroelectronics which is known as the L3G4200D. Since 2008, the use of GK10A also came in handy, since it oscillates or vibrates when the drive signal is triggered or

Contract law- solving a problem Assignment Example | Topics and Well Written Essays - 750 words

Contract law- solving a problem - Assignment Example This means the agreement is regulated and injured parties is provided with remedy should the contractual obligations fail to occur. In this case, Pete on realizing that the business is registering lower profits as a result of foreign competition approaches his landlord to have a reduction in payment of rent. Nath on the other hand ascents to this with a promise. This however does not qualify as a consideration in the contract. Whincup (2006) This case relates to the Rule in the High Trees (Central London Property Ltd v. High Trees House Ltd, 1947). High Trees entered into a rental agreement to rent flats from CLT. As the war proceeded High Trees, lack of enough clients made it difficult for High Trees to receive adequate rental income. Consequently, CLT accepted to receive reduced amount of rent. On completion of the war, CLT demanded full rent as the number of tenants started to rise. The court ruled that original full rent would be paid. However CLT could have no claim for the arrears. This ruling was based on the promissory estoppel that hindered CLT from going back to his promise (Ottley and Rush, 2006). As ruled out in the Pinnel’s case, (1602). Cole owed as sum of  £8.50 to Pinnel. This was due on November the 11th. Pinnel however made a request and Cole sent a lesser payment of  £5.11 on the first day of October. Pinnel agreed this amount in full settlement. Pinnel thereafter sued his debtor for the amount owed. The court decided that acceptance of part-payment was not a consideration but this would be binding in the case that fresh consideration be provided by the debtor if the creditor requested so. In relation to the case of Central London Property Ltd v. High Trees House Ltd, 1947), Nath accepted half rental payment. Pete promise was non-contractual and not sufficient for consideration. According to (Bose, 2008), promise made by debtor in payment of time barred debt